"What's are rehab loans, Mom?" This was the question of Grant to his mother one evening while they were having the dinner. Strange as it may be for a nine-year-old to ask these kinds of questions, his mom has to answer to his queries to the best of her abilities. Since it was already time to finish the meal, the mother found an excuse and had to postpone the answer to Grant. She told her that she needs to see what it is and make sure she answers really good and wont be embarassed with her child's wit and wisdom.

When the mother searched about it, she was led to Zinc, a rehab lending company. From there she learned a lot and was able to relay the message to Grant later.

Mother: Grant,what wasthe question you asked me at dinner?

Grant: Ah, about rehab loans?

Mother: Why didyou ask about it?

Grant: Hmmm... just overheard it from my teachers' discussions in school.

Mother: I see... From what I read, it is quite technocal toexplain.

Grant: No worries,Mom. I am here to listen. If I can not understand now,maybe someday.

Mother: Well, these companies help investors leverage their capital to acquire and rehab properties for investment purposes. Usually, they are direct lenders, so fast decisions are made right away when money needs to be involved. Just like the one I recently read, it is called ZINC, this company understands that their investors can't wait for conventional financing and must close deals quickly, thus they really make it a point to be quick and productive in their lending operations. This provides for expedited property turn a rounds allowing their investors to realize faster profits.

Grant: Hmm..soundsinteresting Mom, I must dig into this later. Thanks for the info, Mom.